Over 75 million people in the U.S. have bad credit.  A surprising number of people are turned down for financing because they lack a good credit rating.  Good credit is essential for most of us.  Many of the things we want to buy requires some form of financing.  However, once you acquire "bad credit" rating it is nearly impossible to avoid detection when applying for financing.  Each time you apply for credit from a bank, store or credit card company the prospective lender can counted on to check your credit with one or more of these agencies before issuing you credit.   There are nearly 2100 credit bureaus in the US but there are only a few large regional bureaus with TRW being the largest one with over 80 million credit files followed by Transunion, Chilton, CBI and Pinger.  If you intend to amass capital through credit and achieve the American dream.  It is imperative that you have good credit.   The best way to obtain good credit is to follow the easy steps and forms listed in this book with the help of the listed professionals provided free by your state and your congressman.  Your credit will be reduced and repaired in record time.  Take a look at what this program can do for you.

Program contains government, private and non-profit sources to help you with repairing your credit through the new credit reform programs introduced by Congress and President Clinton.

This program offers:

• Home Ownership:
  (1) 50 Day Homeownership Money Back Guarantee.
  (2) Home Buyers Kit.
  (3) Database of approved lenders in your state.
  (4) Fair Credit Reporting Act.
  (5) Step by Step guide to purchasing your home in 50 days.
  (6) Credit repair system for new credit rating system.
• Emergency Car loans for people with bad credit.  Drive the car of your choice.   Only requires 2 pay stubs and a current job (Guaranteed) Interest rates are higher due to the risk factor. (Note if you are repairing your credit you would not want to go out and purchase a brand new Mercedes Benz 500 series.  If you have had a car repossessed in the last year the car loan program does not apply to you. The only suggestion is that you begin to repair your credit using this program.)
• Government help and forms, increase cash flow 10-25%
• Repair your credit free
• Professional help and consultation free (office visits, monitoring, negotiating with your creditors free in every state)
• Get unsecured and secured credit cards (Visa, MC) while repairing your credit.
• Save your current home from foreclosure
• Professionals who will help you for a nominal fee.  Hassle free they do the work for you
• Forms and instructions for a new credit file if necessary (not recommended) only if necessary
• Purchase  a new home
• Use debt reduction and reduce your debts by 30%, thus decreasing time in your goal plan
• Raise credit limit over 400%
• Use government form to quickly annihilate bad debt
• Implant dozens of positive credit items in your report
• Obtain emergency or urgent loans (for people with bad credit) Loans range from $1000.00 to $50,000 with the average being $10,000. Also, debt consolidation loans, loans to people with bad credit, previous discharged bankruptcies, low income, 92% approval rate for people with very bad credit
• Banks and financial institutions who loan mainly to people with very bad credit.   If you have a job or own real estate you can obtain financing. (Warning) High risk companies have a high interest rate please be aware of your contract, interest rate and monthly payment.