Credit Repair: business grants and small business loans

Do you live near an 1890 Institution?

Does your community need economic development assistance?

This USDA initiative may be just what your area needs.

USDA Rural Development and the 1890 Land-Grant Universities are working together on a new approach to support the development of businesses that create quality jobs. This partnership helps the 1890 Institutions provide businesses with the assistance needed to organize and operate efficiently and profitably.

The 1890 Institutions have some of the best agricultural science and business education programs in the nation. USDA is building on the strength of these programs to ensure that quality education related to small business development is also available in these communities.

Program Goals
Develop income-producing projects for under-developed rural communities; Create self-sustaining, long-term economic development in targeted areas of high unemployment through partnerships with the Universities and community-based organizations; Assist and guide these communities in becoming self-sustainable.

How Does the Initiative Work?

Through cooperative agreements, 1890 institutions are able to receive USDA Rural Development funding to establish economic development programs for their neighboring communities.

Types of Assistance

1890 institutions can:

Sponsor business conferences and workshops;

Finance rural businesses;

Provide technical assistance to new and existing businesses, including cooperatives;

Assist communities in leveraging other resources via state, local, private, and/or public funding;

Assist businesses through the application process;

Offer courses in business development;

Provide computer labs where community members can have access to other rural economic development sources on the Internet;

Establish business incubator services.

Rural Development Assistance

In addition to providing funding, USDA Rural Development works with 1890 institutions to assist in developing business plans and loan packages. USDA Rural Development also provides community leaders with counseling and direction on how to develop economic stimulus programs for their communities.

Application
All required forms may be downloaded by clicking on the following: (Note that the forms are in pdf format which requires Adobe Acrobat to read them.)
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HIV/AIDS Funding: Small Grants

In addition to its global HIV/AIDS program, the U.S. Agency for International Development (USAID) has small grants programs that provide funding to organizations working on HIV/AIDS.
Community REACH
USAID established this fund to facilitate the efficient flow of grant funds to organizations playing valuable roles in the fight against HIV/AIDS, including regional and local non-governmental organizations, universities, and faith-based organizations. Grants made under this mechanism will typically range from $100,000 to $500,000, with award terms of one to three years. Competition for grant awards will be announced at periodic intervals. Awards will be made in three broad categories: primary prevention and education, voluntary counseling and testing, and care for those living with HIV or AIDS. For more information, visit Community REACH's website.

Pact and USAID Announce HIV/AIDS Grant Winners - 5/27/03

Winners of "Youth VCT and Linkage Referral Grants" Announced

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