|
|
| Credit Information |
|
|
|
|
akron/canton government grants, albany government grants, albq, bakersfield, birmingham government grants, boise government grants, buffalo, charleston, cincinnati government grants, cleveland, columbia, sc, columbus government grants, dayton, daytona, fl, des moines government grants, el paso government grants, fort myers government grants, greenville, sc, honolulu government grants, jackson government grants, jacksonville government grants, knoxville government grants, lancaster government grants, little rock government grants, madison, milwaukee government grants, monterey, new orleans, oklahoma city government grants, omaha, philadelphia government grants, pittsburgh government grants, raleigh government grants, richmond government grants, rochester, santa barbara government grants, santafe, sarasota, spokane, syracuse, tampa government grants, toledo, virginia beach government grants omaha government grants, philadelphia government grants, pittsburgh government grants, raleigh government grants, richmond government grants, new york government grants, santa barbara government grants, santafe government grants, sarasota government grants,
The Ghost of Expected Surprises
Here, Cratchet, what do you think you're doing? Uh, er, leaving sir. Leaving? It's 5 minutes to the hour. Shall I dock your pay accordingly. Uh, er, no sir. No sir? Well it's back to work for you then, and be quick about it. And I don't expect your mind to be off home before your body gets out the door either, what? Uh, er, no sir. Quite. Will you be doing anything for Christmas, sir? Christmas, Schmissmiss. Uh, er, what sir? Schmi, schmish. Smiss. Are you okay, sir? Schmee, smaa, ooh. Mr. Scrooge, sir? Mr. Scrooge? Mr. Scroo?. *********************************************************************** Oooohhh. Ooooooooooooooh! What? Who? What? Oh! EEEIIIIII am the Ghooooost of Expeeeected Surprises. What? What? Again? Not again. Oh please, spirit, not again. Please no. EEEIIIIII visited yoooooou laaaast year, Scroooooooooooooge. Oh, yes, spirit, that you did. That you did. Ooooooooh, and here I forgot! FOOOOORGOOOOOT!!!!! Oh, please spirit. Not so loud. Not again. Not again. Why am I heeere again, Scrooooooooge? Why again? Uh, uh, because I forgot the very thing that comes around every year. I forgot, yet again, Spirit. Silly me. Oh, silly silly me. I'm a bad man, spirit. Please have mercy. Oh please. What is the Deeeeefinition of Expeeeected, Scrooooooge? Um, of course, yes, I know this, why it's something known in advance. Yes. Known in advance, spirit. Something you can see coming. It's clear. It's clear now, spirit. Foresight. Advanced knowledge. And yet you are caught unprepaaaaaared again this year, Scroooooooge!! I am, good spirit. I am wholly unprepared. I didn't see you coming either, I fear. Stupid, silly man that I am. Oh spirit. Please. What is to become of me? Yoooooouuuuuuu knoooooow. Oooooh. Not that spirit. Anything but that. Yeeees. Scroooge. Revise yoooooour buuuuuudgettt. My, my budget, spirit? But I have a budget. Muuuuuussssst yooooou beeee reminded agaaaaain? Yooooou have a moooonthleeey budget, Scroooooge. Buuut you have nooooo alloooocation foor annual expeeeennnssses. I forgot, spirit. I forgot. Eveerrrry year yooooou have nooooo money fooooor Christmaaaaas. Noooo money foooooor birthdaaaaay gifts, noooooo money foooooor caaarriage insurance, noooo caaaash for property taaaaxes. No spirit. Never a penny. Never a pound. Never a schekel I fear. I'm tapped out and credit cards haven't been invented yet! AAAAAAAAAAAAAAAAAAAAHHHHH! Never meeeention credit caaards, Scrooooooooge! Sorry, spirit. The Ghoooost of Future Expeeeeected Surprises is beset with credit caaaaard nightmaaaaares! Yoooooou don't waaaant a visit from hiiim. No spirit, no. Not him. I've learned my lesson spirit. I have. I know I have. I will budget for annual expenses from now on. No longer will Ebenezer Scroooge be surprised by the expected. Caught without cash for things he knew, and always knew, were coming...yet again. Caaaaash fooooor Christmaaaaaaas gifts too, Scroooooooooooge? Wa, uh, ee, well, uh? About The Author Rick Hoogendoorn has been in the financial services industry in Victoria, BC since 1991. Happy Holidays from Cheri Crause & Associates Inc.
|
|
|
|
RELATED ARTICLES
The Easy Way To Gain Access To Your Free Online Credit Report When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report. Beware of Bogus Credit Repair Companies! So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as "Credit Advisors," "Credit Rating Correction Services" or "Credit Consultants," they trumpet variations on this message: "Turned down because of bad credit? We can help!" Many of these companies charge hundreds if not thousands of dollars for the promise to "clean up" bad credit reports. But the truth is, these companies can only do what you could do yourself--at no charge. Credit Score ? for Scoring the Right Loan Somebody once said, "There is always a way of knowing your limitations and going beyond it." It is fundamentally true with respect of credit score. There can be nothing more rewarding during loan borrowing than knowing your credit score. There are many people who are practically unaware of what their credit score is; in fact they don't even know what it means. This credit scoring system has been used since many years to decide whether a borrower is a credit risk or not. Your credit score is immensely decisive in the acceptance and rejection of your loan application. 4 Steps You Can Take If Your Online Credit Card Application Has Been Refused Help! I've Been Turned Down Establishing Credit ? What You Need To Know Part 2 In my previous article "Establishing Credit ? What You Need To Know Part 1" I discussed the need for a good credit history and what lenders were looking for prior to loaning an individual money or additional funds based on their credit history. This article will go into the necessary steps someone needs to take in order to initially establish their credit history. Choosing a Credit Counseling Company If you have considered credit counseling as an option to your financial problems, then you are probably wondering how to choose from one of the many credit counseling companies that are popping up left and right these days. There really is not an easy answer to this dilemma but there are some things that you can look for in a credit counseling company that might make the decision a little easier. Bank Robbery Growing In U.S. Bank robbery has grown to become a huge problem in the United States but I am not talking about people robbing banks. I am talking about banks robbing people. Here are some tips on how you can avoid being ripped off by your bank. Avoid The Plastic Pitfalls of the Credit Industry The credit industry if rife with pitfalls. If you have ever owned a credit card you probably already have learned this the hard way. If you have not owned a credit card previously you should definitely learn all you can about these convenient little suckers (literally) before you commit to any contract. Credit Card Balance Transfers Explained What is a balance transfer ? A balance transfer can be explained simply as a balance transfer! When a balance is transferred usually from a credit card, but possible from a bank account or loan to a credit card with a offer interest rate (usually 0%) for a set period. It does not have to be the entire amount. The card receiving the balance will an interest rate for a set term, normally 6 months, but can be 9 months or even a year. Take a look at the current balance transfer deals currently available. This will give you a flavour of the typical kind of deal available. Ways to Look Good without Selling Your Soul to the Credit Card Sharks 1. Buy clothes at thrift stores. BEFORE you buy them, however, hold the clothing to the light to make sure there are no tears, check the seams under the arms, make sure the buttons are all there, and don't buy anything that you can't try on. The Credit Card Surprise That You Need to Look Out For Companies that issue credit cards want to make a profit. No one disagrees with that. The problem is that, we as consumers have, is when they have hide or disguise what it really cost for you to use a card. How to Save Money on Your Credit Cards Credit card companies make their money on the 85% of us who fail to pay the outstanding balance each month. Even if you are not in a position to pay the balance each month you can still save some money if use your card wisely. Boosting Your Credit Score To Get The Best Credit Card Deal Making Your Credit Rating Work For You How To Protect Yourself Against Credit Card Fraud In the high tech world of today, credit card fraud is an ever increasing problem. 5 Steps You Can Take to Get Paid! There are always some companies that have past due invoices and can't seem to get them paid. They might be quietly waiting to get paid not wanting to contact the client for fear of appearing "desperate". Sometimes a big part of the problem is no response, it is bad enough when you are not getting paid, but when orders keep coming in and you are not getting any acknowledgement to your collection efforts, you just can't keep processing orders. Types of Credit Cards There are a whole variety of different types of credit cards available which can make choosing the right one a very confusing experience. In order to help you decide, listed below is a useful breakdown of the various types of credit cards available. 10 Tips To Prevent Credit Card Fraud Imagine opening your credit card statement one morning and discovering to your horror that you suddenly owe thousands of dollars - on purchases that you never made. Credit Counseling: Is it Really Necessary? Not everyone has a positive experience with credit counseling. Potential creditors often frown upon consumers who are going through credit counseling, denying them credit or sticking them with elevated interest rates on new lines of credit. Bad Credit? No Credit? Yeah, Its a Problem. Many companies use the slogan "Bad Credit? No Credit? No Problem!" The truth is that it is in fact a problem and there is no easy way to correct it. It takes a lot of time and effort to obtain credit when you do not have any and even longer to fix bad credit. The first step to solving these credit problems is to understand what your credit score means. In doing this, you will have a better idea of how to fix it. Some Truth About Credit Credit is currently and has been historically an integral component of our economy. Credit contribute a person's net worth, and financial power. No matter who you are or what type of business you are considering, credit is a vital component to be considered when developing your business idea and business plan.
|
credit repair
http://www.kazzoom.com/FLORIDA-FL-GOVERNMENT-JOBS.html
http://www.kazzoom.com/PENNSYLVANIA-PA-GOVERNMENT-JOBS.html